Insurance and liability rules play an essential role in allocating the risks associated with economic, professional and personal activities. They provide a framework for covering the financial consequences of a loss, protecting individuals and property, and compensating victims where liability has been established. Our Insurance & Liability team advises insurers, companies, professionals and individuals on matters involving liability, property and personal insurance, including life insurance, as well as expense insurance.
We act at every stage of the insurance policy lifecycle, from the analysis, drafting and review of policies to the notification and settlement of claims. Our assistance also includes negotiations between policyholders and insurers, the pursuit of amicable solutions, and representation in judicial or arbitration proceedings where a dispute arises. We also advise our clients on the scope of insurance coverage, policy exclusions and disclosure obligations.
Our team handles claims based on civil, professional and operational liability, as well as the liability of directors and officers. We act in particular in the medical, architectural, engineering and construction sectors, as well as in matters involving road traffic accidents, defective products and damage arising in private life. Our understanding of insurance mechanisms and compensation rules enables us to address liability, the availability of insurance coverage and the assessment of personal injury and property damage in a coordinated manner.